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HDFC Ergo Optima Secure

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01 Feb, 2023 by  Chaitanya Inge

Recently a advisor on told me that HDFC Ergo Optima Secure is covering PED hypertension from day one. This is a limited offer till March 2023 ending. Also any loading charges are waived off. Is this true? I didn't find this being mentioned in the policy brochure

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Health Insurance

1 Answer

02 Feb, 2023
MBA | 5 years experience
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Dear Chaitanya,

Insurer from time to time keep updating underwriting norms which could be for a shorter time frame like mentioned upto March 2023 or even may be for a longer term at times. Since Underwriting norms are very fluid they don't find mention in policy documents. Trust the advisor he/she would not want to have a negative feedback, incase there is loading charged to you... there is always an option to say no and get full refund.


Rohit Dhingra

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