HDFC Ergo Optima Secure
01 Feb, 2023
by Chaitanya Inge
Recently a advisor on Beshak.com told me that HDFC Ergo Optima Secure is covering PED hypertension from day one. This is a limited offer till March 2023 ending. Also any loading charges are waived off. Is this true? I didn't find this being mentioned in the policy brochure
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Post
Dear Chaitanya,
Insurer from time to time keep updating underwriting norms which could be for a shorter time frame like mentioned upto March 2023 or even may be for a longer term at times. Since Underwriting norms are very fluid they don't find mention in policy documents. Trust the advisor he/she would not want to have a negative feedback, incase there is loading charged to you... there is always an option to say no and get full refund.
Regards
Rohit Dhingra