HDFC Ergo Policy Renewal
Hi. I have a HDFC Ergo Family Floater policy for me, my wife and toddler son.
I have had this policy since 2013 (erstwhile Appollo Munich). I added my wife and son to this in 2019. I am looking for some advice if i should continue with HDFC Ergo or move to another company.
There have been no claims on this policy ever. Over the years i have gradually increased the coverage to 50L with a 50L multiplier benefit.
Should I also increase the coverage beyond 50L? Some advice in helping understand the policy details and any fine print would be appreciated.