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HDFC ERGO Vs STAR HEALTH
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05 Aug, 2022
by Surya
which is best health insurance policy(Niva bupa Reassure or HDFC ERGO optima or star health optima or comprehensive? I am planning to buy insurance for my parents.
Father -52(smoking habit) and
Mother-45(diabetes - taking tablets)
city: Tiruvallur -602001
Annual Income: 5L
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09 Aug, 2022
Hi Surya,
There's been a latest update in the health insurances and Niva Bupa Reassure is actually giving coverage for diabetic patients from day 1
You'll be glad to know that waiting periods has been waived off
HDFC has a specialised plan for diabetic and Optima Restore won't be available for your father
Please schedule a call for quick advise from credible advisors
Glad to help
Thanks
Komal Jain
Qualified Personal Finance Advisor
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Surya,
Though both companies are good
But hdfc has plans available to cover diabetes from day 1 as well...
In regards to hospital coverage star certainly has better coverage down south.
If you don't mind serving waiting periods on pre existing diseases you can look at star as cashless coverage won't be an issue.
Happy to help you with plan specific options if need be, just book a free call above.