Hdfc optima restore vs Niva Bupa Reassure 2.0

Hello Arvind! 

In our view, when it comes to comparing between Niva Bupa vs HDFC Ergo, there is no problem and nothing to worry about any insurance company -

• if you are clear about what you are buying (adequate coverage, the benefits, the financial limits, the various exclusions, quality of their hospital network etc.), and
• if you are making full, transparent declarations to the insurance company through their proposal form or telephonic interviews.

I would suggest you book a free 1-to-1 consultation with one of our curated financial advisors to understand these products better.

Thanks!