Health and Term Insurance declaration of Autoimmune disease
I was diagnosed of Palmo plantar Psoriasis 4 years ago. The doctor mentioned it was auto immune disease and no permanent cure available. It was gone 2 years ago by help of regular vitamin tablets and lifestyle changes. Never needed any medication or steroids.
I took a term and health insurance policy last month and didn't mention this as a PED in either of these applications. Did I do a mistake? I didn't mention because I was told by sales people that any diseases for which there is no active medication, it needed not be treated as a PED. Moreover it is a skin disease they mentioned that it is perhaps not necessary to declare.
If this is a mistake, what options do I have to course correct? Please help.