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Health Care Insurance For Parents + Dependents

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18 Jan, 2023 by  Kapil Kumar Rastogi

Hi Team,


I request you to guide on the best health insurance policy that I can pursue for my following dependents:


  1. Aunt
  2. 62 years old
  3. Current Health status:
  4. Diabetic;
  5. Angioplasty done in Feb 2020
  6. No other Health Issues
  7. She currently holds Care Heart Health Insurance Policy
  8. Sum Assured is INR 5,00,000
  9. Policy Expiry Date is 31-Mar-23 
  10. Question: Care Health policy renewal for Sum Assured of INR 5,00,000 will again cost INR 37,849. No NCB benefit passed on inspite of zero claim made in the current policy year. Is there any other comprehensive policy that I can pursue which covers my aunt?
  11. Seeking Sum Assured of INR 5,00,000 + NCB + OPD claims + Free Healthcare Check up + Porting of existing policy waiting period covered.
  12. Mother
  13. 71 years old
  14. Current Health Status:
  15. Non Diabetic
  16. Ex-Breast Cancer patient (In 2012)
  17. No other Health Issues
  18. She was covered in an old Expired policy by United India
  19. Sum Assured was INR 1,50,000 
  20. Policy Expiry Date was 30-Oct-20
  21. Question: Seeking Sum Assured of INR 5,00,000 + NCB + OPD claims + Free Healthcare Check up.
  22. Father
  23. 70 years old
  24. Current Health Status:
  25. Borderline Diabetic
  26. No other Health Issues
  27. He was covered in an old Expired policy by United India
  28. Sum Assured was INR 1,50,000 
  29. Policy Expiry Date was 30-Oct-20
  30. Question: Seeking Sum Assured of INR 5,00,000 + NCB + OPD claims + Free Healthcare Check up.


Please help me at the earliest.


Regards,

Kapil KR


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Parents-Health-Insurance

1 Answer

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18 Jan, 2023
connect with advisor

Hi Kapil,


Why don't you connect with an advisor on Beshak and utilise their services


It'll help you get clarity

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