search icon
linner
back arrow Back

Health insurance claim rejected

reply Share
05 Sep, 2023 by  girish g

The health insurance claim of my father got rejected on the ground that pre existing diseases i.e. bp and diabetes were not informed at the time of taking policy. The policy is just over 2 years old. Chola MS health insurance policy. Please guide if anything can be done?

like
0
Health Insurance
Parents-Health-Insurance

2 Answer

Post
10 Sep, 2023

Hello Girish,

Did you disclose these medical conditions to the insurer when you purchased the policy? If not, they may have grounds to deny the claim.

You can file a complaint if you believe your insurer has rejected your claim on invalid grounds. We have written a detailed article that outlines the various channels through which you can file insurance-related complaints in India. You can check it out here:

How To File A Complaint Against An Insurance Company In India? | Beshak

like
0
icon-comment 0 Comments
icon-reply Reply
14 Sep, 2023
Insure Delight

Sir,


You can arrange the Paper of Pre existing Diseases from the doctor you are taking consultation. but make sure the first consultation paper should not be before the policy buying.


Rest You can connect with us on Insdfin@gmail.com

like
0
icon-comment 0 Comments
icon-reply Reply

Tired of dealing with call centers!

Get a professional advisor for life!

LIFETIME FREE

Rs. 1799

or