Health insurance claim rejected
05 Sep, 2023
by girish g
The health insurance claim of my father got rejected on the ground that pre existing diseases i.e. bp and diabetes were not informed at the time of taking policy. The policy is just over 2 years old. Chola MS health insurance policy. Please guide if anything can be done?
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14 Sep, 2023
Insure Delight
Sir,
You can arrange the Paper of Pre existing Diseases from the doctor you are taking consultation. but make sure the first consultation paper should not be before the policy buying.
Rest You can connect with us on Insdfin@gmail.com
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Hello Girish,
Did you disclose these medical conditions to the insurer when you purchased the policy? If not, they may have grounds to deny the claim.
You can file a complaint if you believe your insurer has rejected your claim on invalid grounds. We have written a detailed article that outlines the various channels through which you can file insurance-related complaints in India. You can check it out here:
How To File A Complaint Against An Insurance Company In India? | Beshak