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Health Insurance for Kidney Transplant Cases

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09 Aug, 2023 by  Divyanshu Shrivastava

Is there any insurance company in India which provides health insurance to people who have undergone kidney transplant? I have an existing policy from Star Health, however the company has denied the claim citing that the disease is PED. My treating doctor has clarified, we have submitted the required papers, still they are not ready to accept and have rejected the.claim. policy has been renewed in May 2023.

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15 Aug, 2023

Hello Divyanshu,

Generally, if it wasn't PED when you bought the policy, your claim shouldn't be denied. If you believe the insurer has rejected the claim on invalid grounds, you can file a complaint against them. We have written a detailed article that outlines the various channels through which you can file insurance-related complaints in India. You can check it out here:

https://www.beshak.org/insurance/opinion/articles/filing-insurance-related-complaints-in-india/

After undergoing a kidney transplant, obtaining a comprehensive health insurance plan can be challenging. You will need to approach multiple insurers to determine which one offers coverage for your situation. I would suggest you check out our free 1-to-1 personal consultation service. With this service, you can speak to an advisor of your choice, who can help you with this. Sharing the link here for your ready reference: https://www.beshak.org/advisor/

Thank you!

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