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Health insurance for my baby

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05 Feb, 2022 by  Jimeet Gala


My wife and I have a floater health insurance of ICICI Lombard Complete Health Insurance amounting Rs. 20 lakhs with additional sum insured of Rs. 8 lakhs. Renewal is on 7th March 2022.

We have a baby who will turn 1 year and 2 months on the 13th of this month.

I wanted to ask, whether we should add him with our policy or should we buy a separate policy for him? (if at all it is permitted as per his age, which I am unaware)

Thanks in advance.

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Health Insurance

3 Answer

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Hello Jimeet,

It should be added in your existing family floater plan at this renewal.

New born baby can be added once he/she turns 91 days.


Gurleen Kaur Tikku


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05 Feb, 2022
CEO, Insurance Samadhan

Dear Mr Gala

As advised by Ms Gurleen , add child in your floater policy .


Insurance Samadhan

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05 Feb, 2022
Jimeet Gala

Thank you so much for the replies. 🙂

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