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Health insurance for my Senior citizen parent.
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27 Aug, 2022
by DEBJYOTI DAS
My father age is 73 and my mother's age is 68 year, I want to buy a health insurance for my parent for 10 lak each. My father has thyroid, high blood pressure and diabetics under control. My mother has arthritis. No hospitalization history for both of them.
I live in kolkata, I want a health insurance for them without any caping and sub limits.I am ready to go under medical test So that my claim not get rejected at the time of claim, Kindly assist.
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Dear Debjyoti,
There are number of plans that would be available for your parents. As a start you should know is that the plans will have a waiting period and also loading on the premium.
There are plans from HDFC Ergo, Niva Bupa, Bajaj Allianz, etc that will be able to meet the criteria that you are looking for. It also would mean the costs will be significantly higher than most plans that are available for the age group you have stated.
The best thing for you to do is to fix up a meeting with any of advisor's on Beshak's Platform and seek their guidance and help to select a plan and then buy from them.
As a step 1 You may go the this link https://www.beshak.org/insurance/health-insurance/ and choose a advisor.
Regards
Rohit Dhingra