Health insurance for parents aged 82 M and 79 F.
Hi, they currently have individual New India covers for 3 lakhs each(past 10 years no claim, total premium Rs 67000). Father has a Star health senior citizen red carpet policy for Rs 10 lakhs with 30% copay. RS 26000 PREMIUM (Past 7 years no claim)
Both have pre-existing ailments. I also had a corporate cover( in which I have claimed earlier).I have since resigned.
I am thinking of getting my corporate cover linked company to offer a new retail policy. The premium comes quite high (Rs 130000) for 12 lakh floater cover with preexisting illnesses covered)
Pls advise possible options given their age.