Health insurance for parents
21 Aug, 2021
by Praveen Battula
Recently I have purchased Star Health Comprehensive Health policy for my parents with a cover of 5 lakh.... Premium of 23k pa.
Both my parents are diabetic and.... I could not get any other policy because my mother is on insulin..... They both are 49 & 47.
Please suggest me is this a good policy or should I port to some other policies... If there are any...
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23 Aug, 2021
Co-founder, SureClaim
Praveen,
I agree with Shailesh.
I suggest check the policy certificate. On it, it should mention your mother's diabetes as Pre Existing Disease or PED.
If not, then you should be worried.
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24 Aug, 2021
Praveen Battula
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24 Aug, 2021
Co-founder, SureClaim
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Dear Praveen
Star is a good option with its all india network and claim settlement .
Hope you had declared all pre existing diseases because your premium would be higher if you had declared all diseases . There seems to be something wrong .
Please check your policy details whether pre existing diseases are mentioned or not .
You would have laoding as well 3 years waiting period due to diabetes .
Please check facts .