Dear Praveen

Star is a good option with its all india network and claim settlement .

Hope you had declared all pre existing diseases because your premium would be higher if you had declared all diseases . There seems to be something wrong .

Please check your policy details whether pre existing diseases are mentioned or not .

You would have laoding as well 3 years waiting period due to diabetes .

Please check facts .

Praveen,

I agree with Shailesh.

I suggest check the policy certificate. On it, it should mention your mother's diabetes as Pre Existing Disease or PED.

If not, then you should be worried.