Health Insurance for Senior Citizens
Hi
I am proposing to take health insurance cover for My dad aged 70 and Mom aged 62. They do not have any existing medical conditions such as BP, Sugar. However 2 years back my dad underwent a surgery for disc bulging and now he is fine. Which insurance product will be best suited for them.
Thanks in advance
Dear Appu
Few suggestions
1. Buy individual policies rather family because probability of claim is higher due to age . In case of any problem , insurance on both lives should not be terminated.
2. Due to age of your parent , premium will be very high hence create a emergency fund for medical treatment.
3. Do not hide ant details , make all disclosure.. insurance at this stage is important and it is very easy for insurance company to repudiate a claim.
Best wishes
Shailesh
Insurance Samadhan
Dear Appu,
It will be best if you could reach out to any advisor on one-one basis discuss and then close a plan. There are number of plans available each offering varied benefits. There will also be some advantages..as well. Hence it is best to discuss it with an advisor.
Below link is your starting point.
https://www.beshak.org/insurance/health-insurance/
Regards
Rohit Dhingra