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Health Insurance for Senior Citizens

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20 Jan, 2023 by  appu san


I am proposing to take health insurance cover for My dad aged 70 and Mom aged 62. They do not have any existing medical conditions such as BP, Sugar. However 2 years back my dad underwent a surgery for disc bulging and now he is fine. Which insurance product will be best suited for them.

Thanks in advance

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2 Answer

21 Jan, 2023
MBA | 5 years experience
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Dear Appu,

It will be best if you could reach out to any advisor on one-one basis discuss and then close a plan. There are number of plans available each offering varied benefits. There will also be some well. Hence it is best to discuss it with an advisor.

Below link is your starting point.


Rohit Dhingra

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21 Jan, 2023
CEO, Insurance Samadhan

Dear Appu

Few suggestions

1. Buy individual policies rather family because probability of claim is higher due to age . In case of any problem , insurance on both lives should not be terminated.

2. Due to age of your parent , premium will be very high hence create a emergency fund for medical treatment.

3. Do not hide ant details , make all disclosure.. insurance at this stage is important and it is very easy for insurance company to repudiate a claim.

Best wishes


Insurance Samadhan

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