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Health insurance policies that cover spectacles for near/far signtedness

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13 Aug, 2022 by  Ben Alex

Are there any policies that cover this purchase under OPD benefit?

I am curious because ICICI Lombard health insurance via Americal Express used to cover this in the past.


Also, what about cover for dental caps for root canal treatment?

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17 Aug, 2022
CEO, Insurance Samadhan

Dear Alex

Eye ware , dental , ear all are covered in policies which has OPD cover .

But all policies do not allow sum assured but has fixed amount for ENT treatment. Maximum allowed amount is Rs 40000 for ENT but specific amount for eye or dental will be Rs 10000.


So check policies which allow OPD then check specific limits. Do not get confused with sum assured .

Hope this clarifies


Shailesh Kumar

Insurance Samadhan

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18 Aug, 2022
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