Hi Sumeet,

I am happy that you are actually considering buying a policy

If affordability is the issue with you, there are options to buy a cover in EMIs and plans like Arogya Sanjeevani are offering low cost standardised plans to masses

But before buying a product always research about what will the company pay at the time of claims and whether there's any co payment attached

As paying high medical costs at the time of claims can be a financial struggle

Will be happy to present a customised suggestion to you, kindly schedule a call

Dear Sumeet

As advised by Komal , go for Arogya Sanjeevani .

This is no frills product to give medical cover .

Every one shpuld take primary protection of Arogya Sanjeevani .

Best wishes

Shailesh Kumar

Insurance Samadhan