Dear Sushmita,

All Health Insurance companies provide riders to make the product comprehensive.

In Manipal Cigna Health360 Riders are very useful it has 3 options

1. Health 360 Shield : It covers Non payable items and Medical durable equipment’s which is not covered by any insurers.
2. Health 360 Advance It provides 3 benefits any room eligibility,Related disease restoration & Air ambulance coverage.
3. Health 360 OPD : It covers consultations, Diagnostics and pharmacy maximum coverage ₹50,000 in very reasonable premium cashless.

There are other optional riders available but above 3 are very useful riders.

You can connect with me for more information

Thanks and Regards

Vikram Aralikatty, CFP