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Health insurance validity for people frequently traveling in and out of india.
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19 Jan, 2022
by Ankit Pokharel
if i have a topup policy with 5 lakh deductible in India, and i get sick when im in another country(either traveling or living there), and get some treatment there and then want to come to india for remaining treatment. Would the amount spent outside india fulfill the deductible requirement or not? Or does the deductible spend have to be within india for the topup to trigger?
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31 Jan, 2022
Ankit Pokharel
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31 Jan, 2022
Hi Ankit,
Since the coverage of super top up policy / top up policy is Pan India, the deductible amount has to be utilised in India only to trigger benefit of top up policies.
Thanks
Gurleen Kaur Tikku
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31 Jan, 2022
Ankit Pokharel
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Dear Ankit
Amount spent in foreign land will not be added in deductible .
Hope this clarifies
Shailesh