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Health insurance validity for people frequently traveling in and out of india.

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19 Jan, 2022 by  Ankit Pokharel

if i have a topup policy with 5 lakh deductible in India, and i get sick when im in another country(either traveling or living there), and get some treatment there and then want to come to india for remaining treatment. Would the amount spent outside india fulfill the deductible requirement or not? Or does the deductible spend have to be within india for the topup to trigger?

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23 Jan, 2022
CEO, Insurance Samadhan

Dear Ankit

Amount spent in foreign land will not be added in deductible .

Hope this clarifies


Shailesh

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31 Jan, 2022
Ankit Pokharel
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Hi Ankit,


Since the coverage of super top up policy / top up policy is Pan India, the deductible amount has to be utilised in India only to trigger benefit of top up policies.



Thanks

Gurleen Kaur Tikku


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31 Jan, 2022
Ankit Pokharel
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