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Health policy for a child

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21 Jan, 2022 by  Jani

Is it possible to get a separate standalone health insurance policy for a 3 year old child?


Or any one of the parent also should be there in the plan?

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Health Insurance

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23 Jan, 2022
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Insurance is basically a contract between you and the Insurer.

A minor cannot sign a contract, Right ?!

Hence, an adult + child, is the way to go

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23 Jan, 2022

Hi Jani,

Hope you are well! As Komal has suggested, it is not possible for a minor to get a standalone health insurance policy. They can get a coverage only with their parents.

Thanks!

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23 Jan, 2022
Self Employed - Digital Consultant

In most cases, what Ayush and Komal have stated is correct.


However, I remember, there were a few options for insuring a child independently upwards of 5 yrs of age. Am not sure but please check Star Health and a couple of PSUs.


Best,

Asad Akbar

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24 Jan, 2022
Jani
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