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Her ergo restore to optima..

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17 Oct, 2023 by  vikram ch

Since 10 years I am paying to Hdfc ergo optima restore policy, if I upgrade to Hdfc ergo optima secure plan.is my previous claming experience will be added to new card or not….

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Health Insurance

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18 Oct, 2023

Hello Vikram,

When you decide to migrate from HDFC Ergo Optima Restore plan to the HDFC Ergo Optima Secure plan, your previous claims history will be taken into account during the migration process. The insurer will evaluate various factors, including your age, lifestyle, medical history, and, importantly, your claims history. If you've made multiple claims under your old health insurance policy, there are chance that the insurer may decline your migration application.

I hope this clarifies. Thank you!

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