back arrow Back

Health Insurance after history of COVID19

reply Share
30 Oct, 2020 by  Sanjay Ram Mane

hi i and my son tested covid positive on 5 th oct 20%2C i was home qurantined and my son hospitiled and discharged o 14 oct . now can i have health insurance policy for both of us

like like
0

1 Answer

Post
30 Oct, 2020

Hello Mr. Mane,


The medical world and Insurers are currently in the unknown to completely understand the after effects of COVID19 - hence they are likely to take cautious steps before they approve health insurance coverage.


Insurers are likely to take the following approach:

  1. Postpone: Approach the insurance company for insurance after 6 months from the date of recovery from COVID19
  2. Detailed evaluation: Thoroughly evaluate your health condition post recovery - They may ask for all medical investigation papers (like discharge summary, diagnostic tests, etc.), tele-evaluation or interview to understand your current health condition - and if there are any after effects. Insurers are also likely to request for a medical test.
like like
0
icon-comment 0 Comments
icon-reply Reply
Discover the best tips for insurance every week!

Beshak is not regulated by the Insurance Regulatory and Development Authority of India (IRDAI) and does not have any alliance or association with any Insurance business.
© Copyright 2021 Beshak Solutions Pvt. Ltd. All Rights Reserved.

Disclaimer: The content on the website is purely for information purposes for the public at large, and does not constitute personal financial advice for a specific individual reader.
If you are reading this, it means you love reading the fine print. Why not get paid for what you love doing - Join us by writing to info@beshak.org now 🙂