Beshak is your source for clear, research-backed information &
analysis of insurance plans. Our sole focus is to help you make
well-informed decisions on insurance. We don't sell or advertise
insurance plans or companies.
Get answers from experts | Share your experiences.
Health Insurance after history of COVID19
30 Oct, 2020
|by Sanjay Ram Mane
hi i and my son tested covid positive on 5 th oct 20%2C i was home qurantined and my son hospitiled and discharged o 14 oct . now can i have health insurance policy for both of us
30 Oct, 2020
Hello Mr. Mane,
The medical world and Insurers are currently in the unknown to completely understand the after effects of COVID19 - hence they are likely to take cautious steps before they approve health insurance coverage.
Insurers are likely to take the following approach:
Postpone: Approach the insurance company for insurance after 6 months from the date of recovery from COVID19
Detailed evaluation: Thoroughly evaluate your health condition post recovery - They may ask for all medical investigation papers (like discharge summary, diagnostic tests, etc.), tele-evaluation or interview to understand your current health condition - and if there are any after effects. Insurers are also likely to request for a medical test.