Hi, My parents (M/60 & F/52) are currently covered under Group policy offered by my Employer.
07 Jan, 2021
by vivek.gala@iiml.org
Hi, My parents (M/60 & F/52) are currently covered (3lakhs) under Group policy offered by my Employer.
Since this will not suffice, what options do I have to increase this cover?
(On inquiring with the insurer, I got to know that the cover amount cannot be increased separately on this policy.)
Is it possible to get a top-up policy on this existing group policy?
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11 Jan, 2021
vivek.gala@iiml.org
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11 Jan, 2021
We breathe insurance :)
Yes, you can buy a Super Topup from outside over any health insurance plan, including a corporate employer health insurance plan - Try to buy it in the same month when your corporate policy is getting renewed.
PS: We still recommend you do not depend on your corporate plan - and buy a full cover, especially for your parents.
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Hello Vivek,
You must urgently look at finding an adequate health insurance cover of your own for your parents.
Assuming they do not have any medical conditions or history, and both are below 65 years of age - all the mainstream health insurance products are right now available to them - they can go for the best options available in the market.
Do let us know if this helps in answering the questions you had. Do let us know if you have any follow up questions.
Regards,
Team Beshak
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