Hospital Discount and Propritionate Room Charges
My grandmother has a medical policy from care Insurance. The sum insured is 5.00 Lakh and 1% is the room rent capping. So i can claim room upto rs 5000/-.
If the hospital is giving a discount of 15% to the insurance company on the expenses or say room rent.
So what is the effective room Limit for Me.
Is it 5000/- Only or is it 6000/- (approx) as hospital is getting a discount of 15%.