how does deductible work when you buy multiple super top up policies?
Top up/super top up query
Let us assume a base cover of Rs 5 lakh SI, a super top up of Rs 15 lakh SI with Rs 5 lac deductible. If a person wants to add another super top up, can he/she do it? If yes, is it true that the fresh deductible on the new super top up should come from a base cover only (and not as part of claims paid under the first super top up)?
In other words, what are the things to know when buying more than one top up policy?