Back
How is the deductible calculated for family floater base plans to claim from super topup?
Share
10 Jan, 2023
by Prabath
I have a family floater health insurance for 5L and supertop up plan for 25La with 5Lac as deductible .
So deductible should be crossed by an individual or as a family ? let me ask with scenario
Scenario 1 :
If A and B are members of family floater of 5Lac , A claimed for 3L and B claimed for 2Lac in a hospitalisation and they are covered by their base insurance .
If A has got another hospitalisation for which bill was 2 Lacs .. Will this be paid by super topup plan ?
0
Post
0
0 Comments
Reply
Hi Prabath
If it's a family floater, the super top up will get triggered after your deductible amount is exhausted by any member in the family floater policy
Hope this helps