Hey Sunitha,

As per IRDA mandate, all insurers are required to offer Covid Kavach and Covid Rakshak policy. Each product is same, doesn't matter which insurer you buy it from. However, underwriting guidelines (risk assessment guidelines) and product pricing vary from player to player, essentially meaning that based on medical history of the customer, one insurer may decline to give policy while some other insurer may be more inclined to accept the customer.

Regarding the claims data on Covid-specific policies, I would encourage you to check it on google.

Anuj Jindal

Co-founder

SureClaim