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How much Base cover does one need ?
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25 Oct, 2022
by Sameer Kumar
How much base cover is needed for 40+ with a family. While the general answer is to take a base of say 10 lacs with super top up, I wanted to know if there is any advantage of taking higher base when there is restoration benefits also available. So option A- 10 Lacs base +restoration+90 lacs STU versus option B - 20 Lacs base +restoration+80 lacs STU. Both are 1 cr but the premium varies a lot. So why would anyone take Option B unless there is some advantage.
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This question is answered under another tag since I posted it twice by mistake. One can see it by searching "Health Insurance base cover amount"
Since there is no option of deleting this question hence posting this.
Thanks,
Sameer