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How to choose super topup insurer , if we just have corporate insurance ?

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08 Dec, 2022 by  Prabath

Hi ,

I have a corporate health insurance with HDFC , Now I wanted to take super topup plan .

Given chance that I might change the organisation ,insurance company might change from HDFC to some other .

As it is suggested that ,super topup plan and base insurance from same company is preferred ..Whats the best way for me to take Super topup plan ?

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1 Answer

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11 Dec, 2022
CEO, Insurance Samadhan

Dear

Please understand Super Top up is a seperate contract which comes into effect after a deductible . It has nothing to do with same insurance company or similar period .

For example , ypu took super Top of Rs 50 lakh with deductible of Rs 5 lakh .

Let us say , claim is of Rs 8 lakh then super Top up will give you re 3 lakh .

They are not bothered whether your 5 lakh was paid by you or your corporate cover .

So go ahead and protect yourself with super Top us from company of your choice .

Best wishes


Shailesh

Insurance Samadhan


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