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How to choose super topup insurer , if we just have corporate insurance ?
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08 Dec, 2022
by Prabath
Hi ,
I have a corporate health insurance with HDFC , Now I wanted to take super topup plan .
Given chance that I might change the organisation ,insurance company might change from HDFC to some other .
As it is suggested that ,super topup plan and base insurance from same company is preferred ..Whats the best way for me to take Super topup plan ?
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Dear
Please understand Super Top up is a seperate contract which comes into effect after a deductible . It has nothing to do with same insurance company or similar period .
For example , ypu took super Top of Rs 50 lakh with deductible of Rs 5 lakh .
Let us say , claim is of Rs 8 lakh then super Top up will give you re 3 lakh .
They are not bothered whether your 5 lakh was paid by you or your corporate cover .
So go ahead and protect yourself with super Top us from company of your choice .
Best wishes
Shailesh
Insurance Samadhan