How to increase base cover or top up for senior citizen with heart disease
My father is 65 & he had a heart attack in 2014 (had an angioplasty) . He was having (& still has ) health insurance policy of HDFC ergo optima restore. Problem is that cover is only 3L (6L with No claim bonus). I'm aware of the fact that he is a senior citizen & a heart patient means no additional policy or port option or top up will be available to him very easily. Can you suggest any options which can still be helpful now?
P.S. He is fit and fine after 2014 & never claimed any insurance till now