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I am 47 yrs I had a apollo Munich Optima restore for family of 4 for rs 4 lakhs with Ncb of 5 lakhs.
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03 Jan, 2022
by KJ Singh
Now I have ported the policy to care for 16 lakhs SA as 4lakhs each for a member. What should be the minimum cover I should take, secondly I am in govt job which gives 100% medical benefits.kindly suggest
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04 Jan, 2022
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Exact advice cannot be provided, as you have not mentioned individual age. But as you are having 100% medical benefits. You should have went for family floater instead of individual plan. Every person in the policy is limited for 4lakhs in individual policy. Which is not better an idea in your case.