I have employer policy for 2A+1C, and a super top up of 5+95. But sill in dilemma.
17 Oct, 2021 by Sharad
I have employer policy for 2A+1C, and a super top up of 5+95. But sill in dilemma about when to take a base policy? I am 43 and no health issues for now. Confused out of below options:
- Should I take base policy now, as health is favorable.
- Should I take base policy 5-6 years before my planned retirement age
- Should I build a corpus for deductible in my super topup policy and never take a baase policy (considering the value of 5L deductible will fall downwards due to inflation in 10-12 yrs) and I might not need a base policy at all.