back arrow Back

I have two health policies one of them with super top up. How is the claim settled

reply Share
19 Oct, 2022 by  B MISHRA

In case of two health policies in the same person name, one with a super top up and one without super top up how Is the deductible amount decided? By adding the base limit of both policies or the base limit of the policy with super top up?

like like

1 Answer

22 Oct, 2022
MBA | 5 years experience
connect with advisor

Dear Mr Mishra,

While buying a super top-up one has to decide on two things

a) Deductible

b) Sum Insured

Amount of Deductible is offered by the insurer similar is the case with Sun Insured.

If one has to choose the deductible then it ideally should be upto the base sum insured.

I hope i have been able to answer your query.


Rohit Dhingra

like like
icon-comment 0 Comments
icon-reply Reply
connect with advisor

Tired of dealing with call centers!

Get a professional advisor for life!


Rs. 1799


Discover the best tips for insurance every week!

Beshak is not regulated by the Insurance Regulatory and Development Authority of India (IRDAI) and does not have any alliance or association with any Insurance business.
© Copyright 2023 Beshak Solutions Pvt. Ltd. All Rights Reserved.

Disclaimer: The content on the website is purely for information purposes for the public at large, and does not constitute personal financial advice for a specific individual reader.
If you are reading this, it means you love reading the fine print. Why not get paid for what you love doing - Join us by writing to now 🙂