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Icici Lombard vs hdfc ergo vs ManipalCigna
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Which plan is better ? Icici lombard Advantage apex ( no Befit rider as its too costly) , hdfc ergo or ManipalCigna lifetime health with Opd 360 rider ?
Icici advantage has cheapest premiums .
Currently my age is around 28 years , unmarried ( planning to marry this year ) .
Should I look for maternity benefits too in health insurance ? Do both parents needs to be in same insurance for maternity benefits ?
ManipalCigna with opd benefits of 20k seems quite decent too. Any downsides ?
Also if we contract any disease after taking insurance, does it become difficult to increase SI in future ?
1 Comments
Reply Reply Hi Andy!
All the three plans that you have highlighted are equally good in some or the other way. However, you should know that there is no best plan available in health insurance. You should check out this article to know more about this - https://www.beshak.org/insurance/health-insurance/articles/tips-to-find-the-best-health-insurance/
I think it would be best for you to get in touch with one of our experienced advisors for a 1-to-1 consultation. They would be able to answer all your queries. Sharing the link with you so that you can setup your call - https://www.beshak.org/advisor/
Thanks!
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ICICI is believed to have best claim experience followed by HDFC ergo. Experts ,Please correct me if wrong