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If after hospitalization and subsequent discharge, I take a second opinion from some other medical
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11 Oct, 2022
by vikrant khanna
My questin has 2 parts. If after hospitalization and subsequent discharge, I take a second opinion from some other medical practitioner, can I take still submit claim under Post hospitalization; if his diagnose is different from the original diagnose though he refers to the same tests reports as during hospitalization will the claim still be eligible? thanks
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16 Oct, 2022
CEO, Insurance Samadhan
Dear Vikrant
As advised by Pankaj , second opinion will not be reimbursable but any standard treatment taken by admission in hospital will be covered and paid as per standard protocol.
Hope this suffice .
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Second opinions are not a part of post hospitalization expense, your insurer will mention a separate coverage for the same if its covered in your plan.