Ignored Term Insurance Riders
I have taken a Tata AIA Maharaksha supreme term insurance 2 years back.
Back then I wasn't having much knowledge about it and just did what an agent suggested.
Now I realised I dont have any additional riders and also cannot add any now.
I have opted for 12 years limited pay and paid 2 installment .
Please suggest should I surrender this and get new one or just buy new one