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IIT Mumbai Group Health Insurance Questions

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05 Mar, 2022 by  Team Beshak

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Health Insurance

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10 Mar, 2022
We breathe insurance :)

Does it make sense to get multiple group insurance policies?

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10 Mar, 2022
Founder, Beshak
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10 Mar, 2022
We breathe insurance :)

Does it make sense to get multiple supertopups?

(Particularly continue current individually taken one - for sake of continuity and then take additional one from the group policy which provides more cost effective additional coverage)? Confirm that the cover can be increased in this manner.

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10 Mar, 2022
Founder, Beshak
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10 Mar, 2022
We breathe insurance :)

Is it possible to port a retail (individual or family) health insurance policy to a group insurance policy?

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10 Mar, 2022
Founder, Beshak
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10 Mar, 2022
We breathe insurance :)

In case of a claim, how is the settlement done? Let’s say, I have a personal, individual policy for 3 lakhs and No Claim Bonus of 50%, and a Top-Up of 50L?

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10 Mar, 2022
Founder, Beshak
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10 Mar, 2022
We breathe insurance :)

Do i need to inform my primary insurance company or my top-up agency if I take up a super-top up? 

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10 Mar, 2022
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