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In health insurance, family floater, is it better to have a basic policy of 15 L, or super top-up?

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25 May, 2022 by  Philip John

In health insurance, family floater, is it better to have a basic policy of 15 L,

or

a basic policy of 5 L plus a super top up of 10 L ?

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26 May, 2022
Mahavir Chopra
Founder, Beshak

Hello Philip,


From a convenience perspective, and often for better benefits, a 15L policy will always be ideal.


However, from a practical, cost optimization pov, buying a 10L base and 10L topup could make more sense. Especially if you biuy from the same insurer. Do read our article here: 6 Important tips to buy the best Super Top-up Health Insurance (beshak.org)

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26 May, 2022
Philip John
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