Increase SI or buy super top up for my father with heart problem
My father has a health insurance policy with HDFC ergo from 2012 of SI of 3L.. but in 2014 he had an heart attack & had an angioplasty. Now in 2021 Feb he turned 64. I want to either increase his SI to min 10L or buy super top but neither HDFC ergo nor other insurance like star is ready to provide it. What options do I have now?
p.S. he's absolutely fit and fine since the operation in 2014