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Contesting a Term Life Insurance claim rejection
A friend of mine lost his father 5 years ago. The death certificate mentioned a disease, I guess asthma, as the cause of death.
The friend's family has no recollection whatsoever of the insured having asthma or taking any regular medicines. They suspect that the doctor played some mischief.
The insurance company rejected the claim on basis of misrepresentation, as the proposal form didn't have any mention of asthma. The family accepted it.
All this was 5 years ago. He intends to contest this rejection. What would you all suggest his best options would be?