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Insurance that covers accidental disability

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08 May, 2022 by  Miraj Shah

Hi, I wanted to know which policy to go for if wanted to cover the cost of disability due to accident? is ICICI good?

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Accident Insurance
Health Insurance

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You can look at care health plan. They offer a plan with disability coverage..


There are/can be other plans as well in the market, happy to take you through those based on complete understanding of health conditions.



A free consult is a click away.



All the best

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12 May, 2022
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Hi Miraj,


You can opt for a personal accident policy, which would cover death due to accident, permanent total & permanent partial disability.

Also pls note that 'COST OF DISABILITY' is a subjective term, and in case of accident resulting in the claim, you will be provided with SUM ASSURED that you have opted for , in the policy. This would be a precise solution to accidental claims/risk.

Alternatively, you can also take accidental rider in a term life policy as well but it is not a comprehensive solution and a bit expensive when compared to standalone accidental policies


As far as the specific product is concerned, any reputed brand with a satisfactory claim track record should fit the bill.

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