You can look at care health plan. They offer a plan with disability coverage..

There are/can be other plans as well in the market, happy to take you through those based on complete understanding of health conditions.

A free consult is a click away.

All the best

Hi Miraj,

You can opt for a personal accident policy, which would cover death due to accident, permanent total & permanent partial disability.

Also pls note that 'COST OF DISABILITY' is a subjective term, and in case of accident resulting in the claim, you will be provided with SUM ASSURED that you have opted for , in the policy. This would be a precise solution to accidental claims/risk.

Alternatively, you can also take accidental rider in a term life policy as well but it is not a comprehensive solution and a bit expensive when compared to standalone accidental policies

As far as the specific product is concerned, any reputed brand with a satisfactory claim track record should fit the bill.