Intimation of fresh consuming alcohol and smoking required after policy continuing for 3 years
31 Oct, 2022 by Bijan Deb
I have a term plan with critical illness rider and continuing the policy for last 3 years and was non-smoker and non-drinker. Now after 3 years since my policy issued now I started consuming alcohol and also smoking but occasional and very less. Do I need to intimate/inform the insurer about this updat?
Since you have started after taking the policy, it's not required
But you can drop in a mail to the company if you wish to