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Is any condition developed after vaccination covered by health insurance?

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27 Apr, 2021 by  ANGEL T

Will my health insurance cover my expenses if I am hospitalized and am having any serious reactions or a new condition is diagnosed due to the vaccination done?

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27 Apr, 2021
Viswanath S

Hi Angel,

 

Yes its covered. As per the clarification provided by IRDA, Insurance companies are obliged to accept any claim in this regard.

 

Excerpt from IRDA Notification:

"There have been press reports raising doubts whether any adverse reactions to Covid-19 vaccination that require hospitalization will be covered by the health insurance policies.

It is clarified that in the unlikely event of hospitalization following adverse reaction to covid-19 vaccination, hospitalization is covered under the health insurance policies subject to the specific terms and conditions of the policy."

 

https://www.irdai.gov.in/ADMINCMS/cms/frmGeneral_Layout.aspx?page=PageNo4399&flag=1

 

Thanks

Viswanath

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