Is any condition developed after vaccination covered by health insurance?
27 Apr, 2021
by ANGEL T
Will my health insurance cover my expenses if I am hospitalized and am having any serious reactions or a new condition is diagnosed due to the vaccination done?
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Hi Angel,
Yes its covered. As per the clarification provided by IRDA, Insurance companies are obliged to accept any claim in this regard.
Excerpt from IRDA Notification:
"There have been press reports raising doubts whether any adverse reactions to Covid-19 vaccination that require hospitalization will be covered by the health insurance policies.
It is clarified that in the unlikely event of hospitalization following adverse reaction to covid-19 vaccination, hospitalization is covered under the health insurance policies subject to the specific terms and conditions of the policy."
https://www.irdai.gov.in/ADMINCMS/cms/frmGeneral_Layout.aspx?page=PageNo4399&flag=1
Thanks
Viswanath