An ideal plan varies for every individual based on their hospital network, claim settlement ratios, and inherent features such as day care surgery coverages, premium affordability, medical check-up benefits, no claim bonuses, restoration benefits etc.
ICICI is a good provider, however, there are others in the market as well who can offer an equal or better value for the price that you pay.
Evaluate consciously or seek a competent advisor to help you in this regard.
It's good if it does not have
Room capping
Disease wise sub-limits
Restrictions on procedures etc.
An ideal plan varies for every individual based on their hospital network, claim settlement ratios, and inherent features such as day care surgery coverages, premium affordability, medical check-up benefits, no claim bonuses, restoration benefits etc.
ICICI is a good provider, however, there are others in the market as well who can offer an equal or better value for the price that you pay.
Evaluate consciously or seek a competent advisor to help you in this regard.
All the best!