I'm confused which one to buy kotak life or HDFC Life , since kotak life is bit cheaper than HDFC life
You need to do look for scientific data-backed comparisons between plans - instead of asking for a general opinion on brands.
Fortunately, we have done the hard work for Term Insurance with Beshak Star Rating - It's the most comprehensive comparison of all online term insurance plans ever done by any website in India. It is 100% unbiased since we don't have any affiliation or association with any insurance company whatsoever.
Here's the link: Top Rated, Best Term Life Insurance Plans in India (beshak.org)