Is it Mandatory to provide Aadhaar No to buy/ renew Health Insurance?

19 Apr, 2023 | by ashis

Have been reluctant to share Aadhaar unless it is mandatory e.g. PAN linkage. So far it has been possible to renew/ port health insurance policy without Aadhaar while providing other POI/ POA. But this time while trying to port, they are insisting on Aadhaar.

If it is compulsory, can someone share (link) to the relevant document/ section.

Thanks in Advance

Purchase

1 Answer

Post

26 Apr, 2023

Rohit Dhingra

4.5

MBA | 5 years experience

Hi,

As per IRDAI guidelines KYC is mandatory while buying general insurance plans. The new guidelines on KYC were implemented by all insurers from 1 Jan 2023. Apart from Aadhar one can also use PAN details.

Travel & Motor insurance too require KYC now.

Regards

Rohit Dhingra

2 Comments

27 Apr, 2023

ashis

Thanks Rohit so much!

As I found out Aadhaar isn't mandatory. Other government IDs like Driving License, Passports and Voter IDs can be used for KYC.

06 May, 2023

Nikhil Kumar

You can use Masked Adhar (VID) .

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