SACHA ADVICE. ACHA ADVISOR.
back arrow Back

is it possible to raise two cashless intimation simultaneously

reply Share
06 May, 2023 by  Karan Soni

I raised a cashless intimation from one of the hospitals for an insurance policy thinking most of it will be covered, however i got reply from medi assist stating that insurance will pay 53K/82K with no reasons mentioned. I guess this happened due to room cap limit though my policy mentioned no cap till single private room.


I wanted to ask can i raise another cashless intimation for the same person/hospital since i have another policy as well to compare cover b/w two different policies that i hold?

like like
0
Health Insurance

1 Answer

Post
12 May, 2023
CEO, Insurance Samadhan

Dear Karan

1. You can apply by making it clear that you have approval of claim of 53000 .

2. Health insurance is an indemnity product and you can not try to take profit by taking claim of one treatment from two insurance providers.

3. Ideally , deduction rules are same with all insurers and company may differ in evaluation but difference will be marginal .

Hope this clarifies

Shailesh

Insurance Samadhan

like like
0
icon-comment 0 Comments
icon-reply Reply

Tired of dealing with call centers!

Get a professional advisor for life!

LIFETIME FREE

Rs. 1799

or

Discover the best tips for insurance every week!

Beshak is not regulated by the Insurance Regulatory and Development Authority of India (IRDAI) and does not have any alliance or association with any Insurance business.
© Copyright 2023 Beshak Solutions Pvt. Ltd. All Rights Reserved.

Disclaimer: The content on the website is purely for information purposes for the public at large, and does not constitute personal financial advice for a specific individual reader.
If you are reading this, it means you love reading the fine print. Why not get paid for what you love doing - Join us by writing to info@beshak.org now 🙂