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Is TATA AIG health insurance good ?
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30 Jul, 2022
by rahul ravi
Hey
I have a TATA AIG health insurance for me and my family. Now one of my friend is saying HDFC ERGO optima restore plan is better than my TATA AIG medicare premier plan.
Is it true and will it be beneficial to port my health insurance or can I stay with my current TATA insurance itself?
And the sales agent who assisted me in buying the data plan is not replying property and he is not assisting in claim process. Will beshak be able to assist me in claim process if I can change my intermediates ?
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Hi Rahul,
1) If you continue with your existing Health Plan, you cannot change your existing intermediary, until and unless your existing intermediary gives an NoC to the current insurer approving this change.
2) If you port your policy, you have the option to choose your new intermediary, no NoC required from existing intermediary.
3) Medicare Premier from Tata AIG is a good plan, and there is no harm in continuing with this plan.
4) If you are looking at Hdfc Ergo, then rather than Optima Restore, their Optima Secure / Super Secure is a much better plan.
Please feel free to contact me on +91 , in case you need more clarity.
Thanks & Regards,
Milind Pandit