search icon
linner
back arrow Back

L5-S1 Lumber Microdiscectomy with Microforaminotomy is covered in health insurance policy???

reply Share
07 Dec, 2021 by  VIKRAM CHAG

above mentioned surgery is covered in health insurance policy??

like
0
Health Insurance

2 Answer

Post
Regional Director, Amicus Insurance Broking

Health insurance doesn’t come with a list of surgeries that are covered.


There is no exclusion under the policy for this type of surgery. So theoretically it can be covered.


Actual coverage will depend on other factors such as whether this is a pre-existing condition that is excluded under the policy, whether there was non disclosure of any condition at the time of taking policy and other aspects.

like
0
icon-comment 0 Comments
icon-reply Reply
07 Dec, 2021
Rayapu Ashok Kumar Reddy

The surgery what you mentioned comes under specific wiating period of 24 months. So, it will be covered after 24 months of polciy inception.

like
0
icon-comment 0 Comments
icon-reply Reply

Tired of dealing with call centers!

Get a professional advisor for life!

LIFETIME FREE

Rs. 1799

or