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Liberty general insuarance

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04 Jul, 2022 by  Dinesh Paryani

what is the opinion of experts on liberty general insuarance, they are offering super top up polices at very cheaper prices.

i have read the fine print of super top up policy and that is fine.


1 Answer

06 Jul, 2022
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Hello Mr.Dinesh,

Liberty Health Connect Supra Policy is one of the most attractive Super Top-Up plans available in this segment. The plan comes with a good range of product features & has no capping room rent, no co-payments nor any specific sub-limits.

Hence a good choice as an add-on product.

However, any insurance expert would recommend you to give the first preference to buying a Super Top-up plan from the same insurer where you have your base plan. Super Top-Ups start settling claims only for hospitalization bills beyond a limit known as a deductible. If there is a major hospitalization (especially on account of critical illnesses / high-end medical procedures) that involves the usage of both base & top-up plan limits, the chances of such claims getting settled on a cashless basis are very high if both the base & top-up plans were taken from a single insurance company.

Further, if you haven't purchased a personal base health insurance plan, then please prioritize this before opting for a top-up plan. Our team of experts from Beshak can help you with this.

Hope this answers your question,

Satish Kumar H

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