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Lifestyle habits and health insurance
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29 Mar, 2023
by Sanjay
- Does health insurance cover illnesses that arise due to lifestyle habits like smoking and drinking?
- While I am aware that I had notified the same during purchase of the insurance, how to be sure that it has been considered and thereby will not cause any hassles during claim?
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Hi Sanjay,
Answer to your questions
1) Yes, once you've declared your lifestyle habits properly, everything will be covered as per terms of the insurance policy
2) you can verify the proposal form, to see if all declarations and disclosures have been captured correctly. As a standard practice all insurance companies share the proposal form along with the policy documents, once the policy is issued
Hope this explanation helps
Regards
Rana Sahib
Antfinkart